Terms & Conditions Effective Date: May 27, 2025

Welcome to AmericasSuretyBonds.com (“Website”). This Website is operated by Propeller Bonds, a licensed surety agency. By accessing or using this Website, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree, please do not use the Website.

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1. Use of the Website You agree to use this Website lawfully and responsibly. You may not:

• Violate any laws or regulations

• Misuse or interfere with Website functionality

• Attempt unauthorized access to any systems

• Transmit viruses or harmful code

We may restrict access to the Website at our discretion if we believe you have violated these Terms.

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2. Services Provided AmericasSuretyBonds.com provides access to surety bonds issued by Propeller Bonds, which is licensed in all 50 states. Propeller handles all quoting, underwriting, issuance, and servicing.

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3. Bond Renewal Terms Bond renewals vary by type:

• Court Bonds (e.g., probate): Renew annually until released by the court

• Other Bonds (e.g., contractor, license): Expire if premiums are unpaid

• Calendar Year Bonds: Expire December 31 regardless of start date

Nonpayment may lead to cancellation or legal enforcement.

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4. No Guarantee of Results We aim to provide accurate information, but we make no guarantees. Use the site at your own risk. If you notice an error, please contact us.

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5. Third-Party Links & Services We are not affiliated with any court or third-party company mentioned on the Website. External links are for convenience only. Use of third-party sites is at your own risk and subject to their own terms and policies.

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6. Customer Conduct & Reviews You may not submit false, defamatory, or inappropriate reviews or content. We reserve the right to remove content or take action for violations of these terms.

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7. Dispute Resolution Disputes will first be addressed through good-faith negotiation. If unresolved, disputes must be settled by binding arbitration in Ohio under applicable arbitration rules. Injunctive relief may be sought for intellectual property or confidential matters.

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8. Credit Consent (FCRA) By submitting a bond request, you authorize the licensed issuing agent to verify your information and obtain credit data as needed. Credit reports may be pulled at application, renewal, or claim.

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9. Communication Consent By using this Website, you consent to receive communications related to your bond request. You may opt out of marketing emails, but transactional messages cannot be opted out of.

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10. Collections & Legal Action If payments are overdue, Propeller reserves the right to pursue collection, legal action, or credit reporting as permitted by law.

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11. No Warranties This Website is provided “as is” with no warranties of any kind. We make no guarantees that it will be uninterrupted or error-free. Always consult a professional for legal, insurance, or financial decisions.

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12. Changes to These Terms We may update these Terms at any time. Continued use of the Website indicates your acceptance of any changes.

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13. Governing Law These Terms are governed by the laws of the State of Ohio.

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14. Contact Us For questions or concerns, contact Propeller at +1 (815) 595-2088 or email support@propellerbonds.com .

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15. Intellectual Property All original content on this Website is the property of its respective content provider. Any third-party logos, names, or trademarks are used for reference only and remain the property of their respective owners.

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16. Limitation of Liability & Indemnification We are not liable for indirect or consequential damages resulting from your use of this Website. You agree to indemnify and hold harmless Propeller Bonds from any claims arising from your use of the Website or violation of these Terms.

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17. Privacy Policy Use of the Website is also subject to our Privacy Policy. Please review it to understand how your personal data is handled.