Need assistance? 
+1 815-826-6324 (815-8-BondAI) 
phil@AmericasSuretyBonds.com
Expert Surety Bonds Since 2004
Need assistance? +1 815-826-6324 (815-8-BondAI) phil@AmericasSuretyBonds.com
Expert Surety Bonds Since 2004
Privacy Policy Effective Date: May 27, 2025
AmericasSuretyBonds.com ("Website") is owned by Phil Pavarini, a licensed insurance agent, and operates primarily as a referral and informational platform. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit or interact with this Website. By accessing or using the Website, you agree to the terms of this Privacy Policy. This Policy applies to all visitors, users, and others who interact with the Website.
We may collect and process the following types of information:
Personal Information: Information you voluntarily provide when you fill out forms or submit initial bond inquiries. This may include your name, email, phone number, mailing address, or other information you choose to share.
Usage Data: Information automatically collected when you visit the Website, including your IP address, browser type, operating system, referral URL, pages viewed, and access times.
Cookies and Tracking Technologies: We use cookies and similar technologies to analyze user behavior, enhance performance, and improve your experience. These include first-party cookies and third-party cookies from services like Google Analytics and Bing Insights. You can disable cookies through your browser settings, but some features of the Website may be limited.
Credit Consent Information: If you request a bond, your information may be referred to a licensed surety agent or agency for processing. Credit data is handled solely by the issuing agency. If Nagashima Pavarini Ltd is involved in issuing your bond within a state where it is licensed, it may access your data solely for underwriting purposes. Otherwise, your data will be processed by a third-party agency such as Propeller Bonds.
We use collected information to:
Operate and maintain the Website
Route your inquiry to the appropriate licensed agent or agency
Communicate with you about your bond request or related services
Analyze user behavior and improve the Website
Ensure site security and functionality
Comply with legal obligations
Your personal information may be shared in the following ways:
With Licensed Agents: If you request a bond, your information will be shared with a licensed agency authorized to process and issue bonds in your state. This may include agencies such as Nagashima Pavarini Ltd in licensed states or Propeller Bonds in all 50 states. Once referred, these agencies are solely responsible for handling your data in accordance with their own privacy practices.
With Service Providers: We may engage third-party vendors to assist with Website operations, analytics, and customer support. These providers are required to protect your data and use it only as necessary.
For Legal Compliance: We may disclose your information if required by law or a valid request from regulatory authorities.
In Business Transfers: In the event of a business transfer or sale, your data may be included as part of that transaction.
We do not sell your personal information.
We use cookies to improve your experience, analyze traffic, and provide better service. These include both our own cookies and those from analytics partners. You can manage cookie preferences in your browser settings, though doing so may affect your ability to use parts of the site.
We implement reasonable security measures to protect your information. However, no system is 100% secure. Once your information is referred to an outside agency, that agency is solely responsible for its protection. For security questions related to a bond application, contact the issuing agent directly.
We retain your information only as long as necessary to fulfill the purposes described in this Policy, meet legal obligations, and enforce agreements. When no longer needed, we securely delete or anonymize the data.
Depending on your jurisdiction, you may have rights regarding your personal data, including:
Access to your information
Correction or deletion of your data
Restriction of processing
Withdrawal of consent (where applicable)
To exercise these rights, please contact us via the "Secure Message" option on this Website.
Our Website may include links to third-party websites not operated by us. We are not responsible for their content or privacy practices. Please review the policies of any external site you visit. Any third-party names referenced (e.g., Executorium.com) are for informational purposes only and do not imply endorsement or partnership.
Our Website is not intended for children under the age of 13. We do not knowingly collect data from children. If you believe a child has submitted personal information, contact us and we will delete it promptly.
We may use anonymized or aggregated search data from our site to improve our AI tools, content, and services. This helps us better understand user behavior and enhance performance.
We may share aggregated, non-identifiable data with research partners or vendors to analyze usage trends. This data contains no personal information.
If you access our Website from outside the U.S., your data may be transferred to and processed in the U.S. or other jurisdictions. We use reasonable measures to ensure your data is protected under this Policy.
We may update this Policy periodically. Changes will be posted with a revised effective date. Continued use of the site after changes are made indicates your acceptance.
For questions about this Privacy Policy, contact us via the “Secure Message” feature on the site.
This Privacy Policy is governed by the laws of the State of Ohio.
AmericasSuretyBonds.com is a referral and educational platform owned by Phil Pavarini. In Arizona, Florida, Indiana, Michigan, and Ohio, bond applications may be referred to licensed agencies such as Nagashima Pavarini Ltd for processing and issuance. In other states, applications are referred to licensed third-party agencies, including Propeller Bonds, which is licensed in all 50 states and serves as the producer of record. These agencies handle all quoting, underwriting, issuance, and servicing. We may receive a flat referral or advertising fee, where permitted by law. We are not responsible for how referred agencies use or manage your data.
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